PART A:
Automatically enrolled when you turn 65 and receive your Medicare card. No premium.

PART B:
You must sign up for Part B in order to receive the Part B benefits. In 2024 the premium for Part B is $174 and is taken out of your monthly Social Security check. If you are not yet taking your Social Security, you will be billed quarterly.

PART C:
Part C is a Medicare Advantage Plan. With a Medicare Advantage plan, you enroll as an individual through an Insurance Carrier. Part C covers all the benefits that Part A and Part B cover. Most Part C plans do not have an additional premium while you continue to pay the initial $174.70 for Part B. Part D (prescription drugs) is included in many Part C plans. There may be low co-pays for additional coverage that Part C provides. It also covers many benefits not included with Part B, such as free gym membership, over-the counter drugs, vitamins, chiropractic and more.

PART D:
Prescription Drug Coverage. If you enroll in Parts A and B only, Part D will have a separate premium.